Personal Credit

Urgent needs?
Sorted.

Get instant access to flexible credit, straight to your mobile money wallet. No collateral, no paperwork, no hidden fees.

No collateral
No hidden fees
Available 24/7
How it works

Secure credit and pay back,
in three simple steps.

01

Choose your credit

Select your amount in the Fido app and see exactly what you'll repay before you accept.

02

Get your funds

Cash is disbursed instantly to your mobile money wallet, ready when you need it.

03

Pay us back

Repay easily in the app or with our USSD shortcode, and grow your Fido Score as you go.

What we offer

Credit that works
around your life.

Instant

Get instant personal loans directly to your mobile money wallet, fast and hassle-free.

Flexible repayment

Repay your approved amount anytime during the loan term, with flexible repayment options.

No hidden fees

Fido shows you exactly how much you'll repay before you accept. What you see is what you pay.

Customer success story

“I've been a Fido customer for the past 5 years. Fido has never disappointed me.”

Taxi driver, Accra

Available in

Loan amounts, rates and terms vary by country. Choose yours to see local details.