{"id":240,"date":"2026-09-30T14:30:59","date_gmt":"2026-09-30T14:30:59","guid":{"rendered":"https:\/\/fido.oseiagm.com\/za\/home\/"},"modified":"2026-09-30T15:21:05","modified_gmt":"2026-09-30T15:21:05","slug":"home","status":"publish","type":"page","link":"https:\/\/fido.oseiagm.com\/za\/","title":{"rendered":"Home"},"content":{"rendered":"\t\t
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<\/path><\/svg><\/div>\n\t\t\n<\/div>\n\t\t\tTrusted by 1m+ customers across Africa<\/span>\n\t\t\n<\/div>\n\t\t\t

Flexible loans.
Zero stress.<\/h1>\n\t\t\t\t\t

Join millions across Africa accessing flexible short-term loans. No paperwork. No hidden fees.<\/p>\n\t\t

\n \t\t\t\n\tGet started\n<\/a>\n\t\t\t\t\t\n\tExplore products\n<\/a>\n\t\t\n<\/div>\n\n<\/div>\n
\n \t\t\t+$500m<\/span>\n\t\t\t\t\tin credit distributed
to people and businesses<\/span>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/section>\n
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\n \t\t\t1m+<\/span>\n\t\t\t\t\tcustomers served across Africa<\/span>\n\t\t\n<\/div>\n
\n \t\t\t$500m+<\/span>\n\t\t\t\t\tvalue of credit distributed<\/span>\n\t\t\n<\/div>\n
\n \t\t\t85%<\/span>\n\t\t\t\t\tof customers recommend Fido<\/span>\n\t\t\n<\/div>\n
\n \t\t\t24\/7<\/span>\n\t\t\t\t\taccess. No banker's hours, no hidden fees<\/span>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/section>\n
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\n \t\t\tWhat you can do with Fido<\/span>\n\t\t\t\t\t

One app.
Every money move.<\/h2>\n\t\t\t\t\t

Flexible credit when life happens, and a Fido Score that opens bigger doors.<\/p>\n\t\t\n<\/div>\n

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\n \t\t\tBorrow<\/span>\n\t\t\t\t\t

Credit when life happens.<\/h3>\n\t\t\t\t\t

Personal and business credit straight to your bank account. No collateral, no paperwork, no hidden fees.<\/p>\n\t\t

\n \t\t\t\n\t\tPersonal Credit\n\t<\/a><\/span>\n\t\t\t\t\t\n\t\tBusiness Loans\n\t<\/a><\/span>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/article>\n\n \t\t\tBuild Credit<\/span>\n\t\t\t\t\t

Keep calm & build credit.<\/h3>\n\t\t\t\t\t

Repay on time, grow your Fido Score and unlock bigger, better loans. Your badge of trust.<\/p>\n\t\t\t\t\tBuild your Fido Score \u2192<\/span>\n\t\t\n<\/a>\n\n<\/div>\n\n<\/section>\n

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\n \t\t\tHow Fido works<\/span>\n\t\t\t\t\t

Three steps to
money on your terms.<\/h2>\n\t\t\t\t\t

At Fido, we're dedicated to offering clear, fast and customer-focused lending. Getting started takes minutes.<\/p>\n\t\t\n<\/div>\n

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\n \t\t\tSTEP 01<\/span>\n\t\t\t\t\t

Verify your identity<\/h3>\n\t\t\t\t\t

Use your selfie, South African ID card, and address to access instant loans in South Africa with Fido.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

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\n \t\t\tSTEP 02<\/span>\n\t\t\t\t\t

Get your Fido Score<\/h3>\n\t\t\t\t\t

Unlock more with Fido, the leading loan app in South Africa. Answer a few questions and access better loan options.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

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\n \t\t\tSTEP 03<\/span>\n\t\t\t\t\t

Own your finances<\/h3>\n\t\t\t\t\t

Take charge of your money with Fido. Anytime, anywhere, straight from your phone.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n

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\n \t\t\tTestimonials<\/span>\n\t\t\t\t\t

Why our customers love us.<\/h2>\n\t\t\n<\/div>\n
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\u201cGreat customer care services, ample repayment period, great service in general. Thank you Fido.\u201d<\/p>\n\t\t\t\t\tEric Kalulu<\/span>\n\t\t\t\t\tFido customer, South Africa<\/span>\n\t\t\n<\/div>\n

\n \t\t\tFacts & numbers<\/span>\n\t\t\t\t\t85%<\/span>\n\t\t\t\t\t

of customers recommend Fido services to friends and family.<\/p>\n\t\t\n<\/div>\n

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\n \t\t\tCustomer story<\/span>\n\t\t\t\t\t

How Nancy revived her business after almost losing everything.<\/p>\n\t\t\n<\/div>\n\n<\/div>\n

\n \t\t\tCustomer story<\/span>\n\t\t\t\t\t

\u201cI've been a Fido customer for the past 5 years. Fido has never disappointed me.\u201d<\/p>\n\t\t\t\t\tFido customer<\/span>\n\t\t\n<\/div>\n\n<\/div>\n\n<\/div>\n\n<\/section>\n

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\n \t\t\tGood to know<\/span>\n\t\t\t\t\t

Frequently asked questions.<\/h2>\n\t\t\n<\/div>\n
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\n \n \n \t\t\tAre there any hidden fees?<\/span>\n\t\t\n<\/span>\n
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No. Fido shows you exactly how much you will repay before you accept the loan. What you see is what you pay.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n

\n \n \n \t\t\tAre there government grants for school fees in South Africa?<\/span>\n\t\t\n<\/span>\n
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The government subsidises no-fee schools (Quintile 1, 2, and 3). Parents at these schools cannot legally be charged fees. The Child Support Grant (R500\/month per child) can also indirectly help cover school costs.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n

\n \n \n \t\t\tCan a school refuse to teach my child if I have not paid school fees?<\/span>\n\t\t\n<\/span>\n
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No. Under the South African Schools Act, a learner may not be refused admission or excluded from classes due to non-payment of fees. The school may pursue the debt through legal means, but your child's right to education is protected.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n

\n \n \n \t\t\tCan I get financial help for back-to-school expenses in South Africa?<\/span>\n\t\t\n<\/span>\n
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Yes. Options include fee exemptions from the school, the Child Support Grant, NSFAS for tertiary students, and short-term education loans through apps like Fido. Fido education loans are available quickly with no paperwork and repayment aligned to your payday.<\/p>\n\t\t\n<\/div>\n\n<\/details>\n\n<\/div>\n